La Jolla Real Estate: La Jolla Luxury Homes

More and more younger La Jollans are making the move to purchase their first La Home in one of La Jollas premier neighborhoods such as La Jolla Frams or La Jolla Shores. Trendy La Jolla neighborhoods are speaking to the interests of young, goal minded professionals. On-line research has proven to be the most effective way to shop, compare, and purchase the perfect La Jolla communities home to suit your lifestyle, at any age. Studies show that the Gen Y buyers will make an impact on the current La Jolla home inventory. See what the economic and social forecasters are saying about this powerful generation and their purchasing habits.

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Maxine and Marti Gellens of Prudential California Realty in La Jolla have earned the distinction of being ranked No. 1 in three categories for 2008:  No. 1 for Prudential California Realty, La Jolla, in sales production; No. 1 for San Diego County in sales production; No.1 for Southern California in sales production. Last but not least, this year as in past years, they are in the "Top Ten" nationally among  58,000 Prudential Real Estate associates.  Their actual  ranking nationally for 2008 will be announced the end of March at the Prudential Real Estate National Sales Convention in Las Vegas.

This mother-daughter partnership has been a major force in the real estate market since 1994, when they merged their considerable talents to become one of the first mother-daughter teams to sell real estate. Today's economy and real estate market is a formidable challenge to buyers, sellers and their realtors.  Maxine & Marti have risen to the occasion, instilling confidence by how they handle complex issues and relate to their clients. 

The admiration of one of their clients is expressed in a letter recently received: "We will long remember your calm & constancy during a turbulent escrow, counseling a troubled client faced with a vacillating buyer."  Another client has written, "I always felt well cared-for by Maxine & Marti and their staff.  Who would have thought the economy would tumble?  In spite of that, you persevered and succeeded."

 Maxine & Marti Gellens are located at Prudential California Realty in the heart of La Jolla Village at 1299 Prospect St., La Jolla.  They can be contacted at 858.551.6630 or emailed at maxine@gellens.com.  Their website with information and photos of all their listings can be reached at www.gellens.com.

Economy Sets The Stage For Owners

Oceanfront La Jolla  Homes

The economy is going through a rough patch, and the stock market is well below its all-time high. Mortgage rates have been dropping since the end of last year. For owners of oceanfront La Jolla homes, that can mean that it's time to think about refinancing your mortgage. If you can save on the interest you're paying, then it's time to do a mortgage refinance on your oceanfront La Jolla homes.

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10-Steps To Buying La Jolla Real Estate

Perhaps you've been thinking about buying one of the many La Jolla communities homes on the market, but have many questions about how such an acquisition will fit your family budget.

Any one of La Jollas homes will put a roof over your head, shelter your income from taxes and provide you with equity income. Right now, there are some terrific deals in La Jolla Farms and La Jolla Shores. For the money, you'll get a sense of both personal and financial well-being.

But can you afford the up front costs? Is there a neighborhood for you? Do you have time to care for a home? Are you ready for that nagging buyer's remorse syndrome?

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Smoothing Out the Credit Crunch for buyers of La Jolla Real Estate. 

With reports of tighter credit markets, some buyers of La Jolla homes may worry that they cannot qualify for a loan. But for buyers able to qualify for conventional financing, there are ample opportunities in the current market, and FHA-insured mortgages are on the rise. When it comes to financing your La Jolla Farms homes and your La Jolla Shores homes , I advise that you do your homework regarding the terms and conditions of your loan. But the bottom line is, the banks are lending money to those who qualify, and now is a great time to invest in any one of the available La Jolla Real Estate opportunities.

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